Shipping

Appraisals
	verbal	written
On values up to $ 2,000.00	$ 40.00	$ 75.00

Reissue update of any written appraisal		$ 25.00
Insurance claim letters (with photos printed on letter)		$ 75.00
Additional bows appraised on the same letterhead at a 30% discount per item
General Policy
All bows must be visually inspected prior to issue of any written appraisal including updates. In some rare instances, it is required to take the hair out of the bow or remove the leather or wrapping on a stick to determine hidden repairs or authenticity. The above fees do not cover the replacement of hair or wrappings. On the sale of any bow valued greater than $ 1,000.00 from my shop I will include an insurance appraisal letter at no additional cost to the buyer. I do not give telephone opinions on the valuations of bows. I do not give retroactive appraisals. On bows of insignificant value I do not charge for a verbal opinions.
Insurance Limitations
My appraisals are an estimate of retail replacement value. They are written for insurance purposes only and are for the sole person to whom it is addressed. They are not appraisals of the wholesale or resale value of the item described and one should not expect to be able to sell it at the retail replacement value estimated. The estimated values are based upon current U.S. pricing trends for like objects and exclude all taxes, freight, additional fees or discounts. The descriptions are limited to a detailed visual examination of the bow in the condition in which it was delivered. They are made with the understanding that the Appraiser assumes no liability with respect to any action that may be taken on the basis of the Appraisal.
Certifications
I issue Certificates only on select bows that I sell. My certificates describe and certify but do not specify value. Photos are included when the value is over $5,000.00. For bows if a value less than $ 5,000.00 photos can be had for an additional fee of $ 50.00.

Definitions

There are two basic types of appraisals: Fair Market Value and Insurance Replacement Value.

Fair Market Value is " the price at which the property would change hands between a willing buyer and a willing seller, neither being under any compulsion to buy or sell and both having reasonable knowledge of relevant facts." (IRS Guidelines) This value is researched for musical instruments that are to be sold, given to a non-profit institution, for estate evaluations, and for legal proceedings.

Insurance Replacement Value is " The highest price in terms of cash or other precisely revealed terms that would be required to replace a property with another of similar age, quality, origin, appearance, provenance and condition, within a reasonable length of time in an appropriate and relevant market. This definition includes various anticipated costs such as: purchase from an appropriate dealer purchase at a well publicized public auction where comparable property is regularly sold and engagement of a commissionaire or any other consultant." (American Society of Appraisers definition) This value is researched for musical instruments that require an insurance appraisal or have to be replaced.